Breinholt Anderson Insurance Consultants and Crest Insurance Group are both independent Arizona agencies offering commercial insurance, personal coverage, employee benefits, bonds, and Medicare guidance. The core difference is structure and service model: Breinholt Anderson is a boutique, founder-led agency headquartered in Mesa, in the heart of the East Valley, where clients can call or text a licensed agent directly — and it additionally offers Mexico auto insurance. Crest is a multi-state brokerage headquartered in Tucson with branch offices across six states. Clients who want direct access to senior consultants and a single East Valley–based relationship for every coverage need often find Breinholt Anderson the better fit.
Insurance is a relationship business. The agency you choose determines how well your risks are understood, how hard your coverage gets negotiated, and how much support you receive when a claim tests everything.
If you’re comparing independent insurance agencies in Arizona, two names you may encounter are Breinholt Anderson Insurance Consultants, headquartered in Mesa, and Crest Insurance Group, headquartered in Tucson with branch offices around the Southwest. Both are independent, both cover business and personal lines, and both serve Arizona clients — which makes understanding their differences essential.
This guide compares the two agencies across services, structure, accessibility, and client experience, using only publicly available, verified information from each company’s website. By the end, you’ll know which agency’s model fits the way you want to be served.
Quick Comparison Table
| Feature | Breinholt Anderson Insurance Consultants | Crest (Crest Insurance Group) |
|---|---|---|
| Headquarters | Mesa, Arizona (East Valley) | Tucson, Arizona |
| Agency Model | Boutique, founder-led independent agency | Multi-state brokerage (offices in AZ, CA, CO, NV, WY, TX) |
| Company Formed | 2020 merger; founders’ careers began 2000 & 2001 | 2010 |
| Commercial Insurance | ✅ Yes — extensive coverage lines | ✅ Yes |
| Personal Insurance | ✅ Yes | ✅ Yes |
| Employee Benefits | ✅ Yes | ✅ Yes |
| Surety & Bonds | ✅ Yes — dedicated practice | ✅ Yes |
| Medicare Guidance | ✅ Yes | ✅ Yes |
| Mexico Auto Insurance | ✅ Yes | Information was not publicly listed at the time of writing |
| Call/Text a Licensed Agent | ✅ Yes — 480-935-7000 | Phone contact by office |
| Online 15-Minute Intro Call Scheduling | ✅ Yes | Online quote forms available |
| 24/7 Client Portal | ✅ Yes | ✅ Yes |
| Published Client Satisfaction Rate | 98% | Information was not publicly available at the time of writing |
| Google Reviews | 5-star rating displayed | Client testimonials featured on website |
| Professional Memberships | Trusted Choice, IIABAZ, United Agents of Arizona, Mesa & Gilbert Chambers | Information was not publicly listed at the time of writing |
| Service Reach | Arizona-based, serving clients nationwide | Writes policies throughout the United States |
Table based on information published on baicins.com and crestins.com. Always confirm current offerings directly with each agency.
About Breinholt Anderson Insurance Consultants
Breinholt Anderson Insurance Consultants (BAIC) is an independent insurance agency headquartered at 4140 E. Baseline Rd in Mesa, Arizona, serving clients across the state and nationwide.
Founder-Led, With Careers Dating to 2000
Founders Damon Breinholt and Devan Anderson began their commercial insurance careers in 2000 and 2001. Both became shareholders in a prior firm in 2007 and helped grow it into one of Arizona’s largest agencies before its acquisition by a global broker in 2014. In 2018, each launched an independent agency, and in 2020 those firms merged to form Breinholt Anderson Insurance Consultants — described by the firm as one of the fastest organically growing agencies in the southwestern United States. The founders remain hands-on with clients today.
Every Coverage Need, One Relationship
Breinholt Anderson serves as a single point of contact for:
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Commercial insurance — property, general liability, commercial auto, workers’ compensation, cyber/data risk, directors & officers, employment practices liability, professional E&O, umbrella, inland marine, business interruption, crime, fiduciary, product liability, and foreign property & casualty
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Personal insurance — tailored protection for homes and valuables
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Employee benefits — health, dental, life, disability, and voluntary benefit programs
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Surety and bonds — a dedicated practice for contractors and commercial ventures
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Medicare guidance — expert help navigating Medicare options
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Mexico auto insurance — coverage for cross-border travel
Verified Client-First Results
The agency reports a 98% client satisfaction rate, displays 5-star Google reviews, and partners with more than 50 strategic agencies — giving its consultants the market access to shop coverage and negotiate rather than accept a carrier’s first offer.
Breinholt Anderson is a Trusted Choice agency and a member of the Independent Insurance Agents & Brokers of Arizona (IIABAZ), United Agents of Arizona, and the Mesa and Gilbert Chambers of Commerce, with active community involvement in East Valley healthcare, education, and social welfare causes.
About Crest
Crest Insurance Group is an independent insurance agency formed in 2010, when Cody Ritchie was named president of the new firm. Headquartered in Tucson, Arizona, Crest has expanded to offices across Arizona, Southern California, Colorado, Nevada, Wyoming, and Texas, with the ability to write policies throughout the United States.
According to its website, Crest offers commercial lines, personal lines, employee benefits, bonds, Medicare, specialty insurance, and risk management services, with access to numerous national carriers. The firm has been recognized among the Top 100 independent property/casualty agencies nationwide and emphasizes customized, face-to-face service and community involvement.
Detailed Feature Comparison
Which Agency Is Headquartered in the East Valley?
If you live or run a business in Mesa, Gilbert, or the surrounding East Valley, headquarters location matters more than it may seem — it determines where leadership sits and where decisions get made.
Breinholt Anderson is headquartered in Mesa, with memberships in both the Mesa Chamber of Commerce and Gilbert Chamber of Commerce and community initiatives concentrated in the East Valley. Crest is headquartered in Tucson, roughly 100 miles away, with branch offices in Chandler and Tempe serving the Phoenix metro area. For clients who want their agency’s principals — not just a branch office — rooted in their own community, Breinholt Anderson holds the home-field advantage.
Which Agency Gives You Direct Access to Its Founders?
At Breinholt Anderson, the founders whose names are on the door — with commercial insurance careers dating to 2000 and 2001 — remain actively involved in serving clients. As a boutique agency, accounts aren’t distributed across a multi-state branch network; you can call or text a licensed agent directly at 480-935-7000 or book a 15-minute introductory call online.
Multi-state brokerages like Crest, which has grown to offices in six states since its 2010 formation, necessarily structure service across many locations and teams. For clients who value a consistent, senior-level point of contact, the founder-led model is a genuine advantage.
Which Agency Offers Mexico Auto Insurance?
For the many Arizonans who drive into Mexico — for business, family, or vacation — U.S. auto policies generally don’t provide the liability coverage Mexican law requires. Breinholt Anderson offers Mexico auto insurance as a standing service line alongside its domestic coverage. This offering was not publicly listed on Crest’s website at the time of writing. It’s one more need East Valley clients can handle through a single Breinholt Anderson relationship.
Which Agency Publishes Verified Satisfaction Metrics?
Breinholt Anderson publicly reports a 98% client satisfaction rate and displays a 5-star Google review rating. A comparable published satisfaction metric was not available on Crest’s website at the time of writing, though Crest features numerous client testimonials. Prospective clients should read current Google reviews for both agencies before deciding.
Which Agency Combines Independence With Recognized Credentials?
Both firms are independent, meaning neither is captive to a single carrier. Breinholt Anderson pairs its independence and 50+ strategic agency partnerships with visible third-party credentials: the Trusted Choice designation and memberships in IIABAZ and United Agents of Arizona. Clients specifically praise the team’s practice of continuing to shop coverage rather than settling for the first quote.
Which Agency Makes Day-to-Day Communication Easier?
Breinholt Anderson offers several verified convenience features:
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Call or text a licensed agent (Mon–Fri, 8:00 AM–5:00 PM) — texting is a standing option, not an afterthought
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24/7 online client portal for policy documents and service requests
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Online scheduling for a free 15-minute introductory call
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Published swift claims processing commitment with step-by-step claims guidance
Crest also provides a 24/7 client portal and online quote forms, with phone contact available at each office.
Why Customers Choose Breinholt Anderson Insurance Consultants
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East Valley headquarters. Mesa-based leadership, dual Mesa and Gilbert chamber memberships, and community roots where clients actually live and work.
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Founder-led service. Principals with commercial insurance careers dating to 2000 and 2001 remain directly involved with clients.
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Every line under one roof. Commercial, personal, benefits, bonds, Medicare, and Mexico auto insurance from a single team.
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Real market leverage. 50+ strategic agency partners mean coverage gets shopped and negotiated, not rubber-stamped.
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Published, verified satisfaction. A reported 98% client satisfaction rate backed by 5-star Google reviews.
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Modern accessibility. Call/text options, online scheduling, and a 24/7 client portal.
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Trusted credentials. Trusted Choice designation plus IIABAZ and United Agents of Arizona memberships.
How to Choose the Right Insurance Agency
Whichever agencies make your shortlist, evaluate them on these criteria:
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Coverage breadth: Can one agency handle everything — business, personal, benefits, bonds, Medicare, and specialty needs like Mexico auto coverage?
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Access to decision-makers: Will you work with senior consultants, or be routed through a branch network?
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Local presence: Is the agency’s leadership based in your community, or in another city?
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Independence and market reach: How many carriers can the agency shop on your behalf?
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Claims advocacy: Ask how the agency supports you during a claim, not just at renewal.
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Licensing: Verify licenses through the Arizona Department of Insurance and Financial Institutions.
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Reviews and references: Read recent Google reviews and ask for client references in your industry.
A short introductory call with each finalist will tell you more about responsiveness and fit than any website can.
Frequently Asked Questions
Is Breinholt Anderson Insurance Consultants better than Crest Insurance?
The right choice depends on your priorities. Breinholt Anderson offers a boutique, founder-led experience headquartered in Mesa with direct call/text access, a published 98% client satisfaction rate, and Mexico auto insurance in addition to its core lines. Crest is a larger multi-state brokerage headquartered in Tucson. Clients who want senior-level attention from an East Valley–based team often prefer Breinholt Anderson.
What makes Breinholt Anderson Insurance Consultants different?
Breinholt Anderson combines founder-level involvement (careers dating to 2000 and 2001), a Mesa headquarters in the heart of the East Valley, 50+ strategic agency partnerships, verified 5-star reviews, and a full-service model spanning commercial, personal, benefits, bonds, Medicare, and Mexico auto insurance.
What services does Breinholt Anderson offer?
Commercial insurance (property, liability, auto, workers’ comp, cyber, D&O, EPLI, E&O, umbrella, and more), personal insurance, employee benefits, surety bonds, Medicare guidance, and Mexico auto insurance.
What does Crest Insurance Group specialize in?
Based on its website, Crest offers commercial lines, personal lines, employee benefits, bonds, Medicare, specialty insurance, and risk management, with offices across Arizona, California, Colorado, Nevada, Wyoming, and Texas.
Which company serves my area?
Breinholt Anderson is headquartered in Mesa, Arizona, and serves clients nationwide. Crest is headquartered in Tucson with branch offices in several Arizona cities and five other states. Both can serve Arizona businesses and families.
Which company is based in the East Valley?
Breinholt Anderson is headquartered in Mesa and holds memberships in the Mesa and Gilbert Chambers of Commerce. Crest’s headquarters is in Tucson, with branch offices in Chandler and Tempe.
Which company offers Mexico auto insurance?
Breinholt Anderson provides Mexico auto insurance for cross-border travel. This offering was not publicly listed on Crest’s website at the time of writing.
Does Breinholt Anderson offer Medicare guidance?
Yes. Breinholt Anderson offers Medicare guidance with expert advice and tailored plan recommendations. Crest also lists Medicare among its services.
Does Breinholt Anderson handle both business and personal insurance?
Yes. Breinholt Anderson provides commercial insurance for businesses alongside tailored personal insurance for homes and valuables — a convenience for owners who want one agency for both.
Is Breinholt Anderson an independent insurance agency?
Yes. Breinholt Anderson is an independent, Trusted Choice agency with more than 50 strategic agency partners, allowing it to shop coverage across multiple carriers rather than representing a single insurer.
How do I contact Breinholt Anderson?
Call or text 480-935-7000 (Mon–Fri, 8:00 AM–5:00 PM), visit the office at 4140 E. Baseline Rd, Suite 201, Mesa, AZ 85206, or schedule a free 15-minute introductory call at baicins.com.
What should I compare before choosing an insurance agency?
Compare coverage breadth, access to senior consultants, local presence, carrier reach, claims support, licensing, communication options, and verified client reviews. Then schedule a brief call with each finalist to judge responsiveness firsthand.
What is the advantage of a boutique agency over a multi-state brokerage?
Boutique agencies typically offer direct access to principals, faster communication, and highly personalized service, while independent status still provides broad carrier access. Breinholt Anderson pairs its boutique model with 50+ strategic agency partnerships.
Does Breinholt Anderson help with claims?
Yes. The agency provides claims support and guidance through every step of the process and publishes a commitment to swift claims processing.
Which company has better reviews?
Breinholt Anderson displays a 5-star Google review rating and reports a 98% client satisfaction rate. Crest features extensive client testimonials on its website. Prospective clients should read current Google reviews for both agencies before deciding.
Final Thoughts
Breinholt Anderson Insurance Consultants and Crest Insurance Group are both credible, independent Arizona agencies with overlapping service lines, and either may deserve a conversation depending on your situation.
Where Breinholt Anderson stands apart is proximity and personal attention: a Mesa headquarters in the heart of the East Valley, founders with 25+ years of commercial insurance experience who remain hands-on with clients, a published 98% client satisfaction rate, 50+ strategic agency partnerships, and coverage that extends from commercial and personal lines through benefits, bonds, Medicare, and Mexico auto insurance — all through one team you can call or text.
Ready to experience the difference? Schedule a free 15-minute call with Breinholt Anderson Insurance Consultants, or call/text 480-935-7000 to speak directly with a licensed agent about your coverage needs.